In most instances, health insurance plans cover preventive care and you don’t pay anything for these services.  But depending on your health plan, you may have to pay something for diagnostic care.  And if both preventive and diagnostic care are provided by a clinician during the same visit (for example, during a routine physical), you may have to pay some portion (such as a copayment, deductible, or co-insurance) for the diagnostic services. 

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